Fintech services
Revolut: reviews, plans, card and exchange costs in 2026
Revolut is a financial app offering accounts, cards, transfers and currency exchange in supported countries. Terms vary by market. In the UK, Standard remains free, while Plus, Premium, Metal and Ultra add higher limits and extra services.
Key facts
- Type
- Fintech account and card service in supported markets
- Standard UK
- No monthly subscription fee
- Paid plans UK
- Plus, Premium, Metal and Ultra
- ATM Standard UK
- No Revolut fee up to £200 per month or 5 withdrawals; then 2%, minimum £1
- First Standard card UK
- No card fee, but delivery is charged
- Availability
- Registration is limited to supported countries and territories
- Checked
- 6 October 2026
Pros
- Free basic plan in supported markets.
- Convenient multi-currency interface.
- Several subscription tiers.
- Fees are shown in-app before operations.
Limitations
- Plans and features vary by country.
- ATM fees apply after the free allowance.
- Not every country is supported.
- Paid plans may not be worthwhile for light users.
A rating is not calculated until real reviews are moderated and published in this language.
Editorial review
Country-specific service
Revolut does not have one universal tariff. Plans, banking features, insurance and limits depend on the legal entity and country.
Standard and paid plans
In the UK, Standard has no monthly fee, while Plus, Premium, Metal and Ultra add higher limits and bundled benefits.
ATM withdrawals
For UK Standard, Revolut charges no fee up to £200 per month or five withdrawals. After that, 2% applies with a £1 minimum, and the ATM owner may charge separately.
Card and funding
The first Standard card in the UK has no separate card fee, although delivery is charged. Funding costs can depend on the method used.
Editorial view
Revolut is most useful for users in supported markets who frequently use multiple currencies, cards and international transfers. Paid plans should be judged against actual usage.
FAQ
Is Revolut free?
In the UK, Standard has no monthly subscription fee.
What is the UK Standard ATM allowance?
Up to £200 per month or five withdrawals without a Revolut fee, then 2% with a £1 minimum.
Are Revolut plans the same everywhere?
No.
Why can the in-app fee differ from an article?
Because the fee depends on plan, country, currency and funding method.
Is the first Standard card free?
In the UK there is no separate card fee, but delivery is charged.
Are paid plans always better value?
No. It depends on how much of the included allowances and benefits you actually use.