Fintech services
Payoneer: reviews, fees, card and withdrawals in 2026
Payoneer is an international payments platform for businesses, freelancers and marketplaces. Pricing depends on country, currency and payment route. Local receiving accounts can be free, while some card-funded payments can cost up to 3.99% plus 0.49 USD.
Key facts
- Coverage
- 190+ countries and territories, 70+ currencies according to Payoneer
- Payoneer-to-Payoneer
- Standard receipt from another Payoneer balance is free
- Receiving account
- Local currency can be free; other-currency receipt may be 1%, minimum 1 USD
- Client card payment
- Up to 3.99% + 0.49 USD equivalent
- Balance conversion
- 0.50% in the standard schedule
- Annual card fee
- 29.95 USD under the standard schedule
- Annual account fee
- 29.95 USD if less than 6,000 USD equivalent is received over 12 months, with exceptions
- Checked
- 6 October 2026
Pros
- Useful for international B2B payments.
- Receiving accounts can be cost-efficient.
- Public fee schedule.
Limitations
- Pricing varies by route and region.
- Client card payments can be expensive.
- Annual charges may apply.
A rating is not calculated until real reviews are moderated and published in this language.
Editorial review
Receiving payments
Receiving from another Payoneer balance can be free. Local-currency receiving accounts can also be free, while card-funded client payments can cost significantly more.
Withdrawals and conversion
Bank-withdrawal pricing depends on country and currency. Internal balance conversion is 0.50% in the standard schedule.
Editorial view
Payoneer should be compared across the full chain: receiving, conversion, withdrawal and card use.
FAQ
How much does receiving money cost?
It depends on the route, from free in some cases to percentage-based fees.
Is there an annual account fee?
The standard schedule lists 29.95 USD below the stated 12-month receipt threshold, with exceptions.
How much does the card cost?
The standard annual card fee is 29.95 USD.
Why can my rate differ?
Country, account type, currencies and payment method all matter.